Don't Just Retire,
Retire With Purpose
Guiding federal employees, working professionals and retirees alike towards retirement, our mission is clear: to help you achieve a financially stable and fulfilling future. We specialize in comprehensive retirement solutions, offering professional advice and personalized planning services to ensure your retirement goals are met.
“Knowledge is our focus. That is our approach, our mantra.”
— Zar Razack, Partner
At Purpose Driven Financial Services, we're dedicated to empowering our clients with a clear understanding of their financial strategies. We believe informed clients make sound decisions, which is why education is at the heart of everything we do.
As an independent firm that specializes in helping people transition into and thrive in retirement, we can make unbiased recommendations and build truly custom plans based on each individual's unique goals.
Who We Work With
At Purpose Driven Financial Services, we specialize in providing tailored financial planning and advice for those preparing for or already in retirement. With many clients, we also have a deep understanding of your retirement benefits and how to navigate the various options available to you. Our expertise ensures that every client receives personalized advice suited to their unique life stage. Explore our specialized services to see how we can assist you in achieving your financial goals:
Transitioning into retirement requires a lot of proactive planning. From replacing your paycheck and ensuring you don’t run out of money, to creating a tax strategy to avoid unnecessary taxes and leave a lasting legacy for your loved ones, we help you create a retirement plan built to last with our comprehensive support. We help enjoy your golden years with peace of mind and financial security so you can do the things you love with the people you love the most.
Navigating the critical years before retirement can be challenging. As you get closer and closer, unnecessary risk and market volatility can leave you working longer than expected. By having a proper plan, with the proper strategies in place, we can help ensure your transition to retirement is smooth the day the paychecks stop coming in. Our strategies are designed to maximize your savings, optimize your investments, and prepare you for a comfortable retirement. The sooner you put a proactive plan into place, the better your retirement outlook can be.
Retirees
Pre-Retirees
Understanding the unique challenges and opportunities of federal employment, we offer tailored financial planning that aligns with your career and retirement goals. Whether you are a FERS or CSRS employee, we focus on helping you navigate and optimize all of your federal benefits including TSP, FEGLI and Social Security, ensuring you make the most of your benefits while preparing for a stable and prosperous retirement. Our approach is thorough, proactive, and designed to put your long-term interests first, ensuring you’re well-equipped for the future.
Federal Employees
5 Essential Strategies to Help Ensure Financial Success in Retirement
Feeling insecure about how you will draw down your assets in retirement and make sure it lasts a lifetime? Download our guide to learn about the top five ways you can take action to tame your concerns, assess your situation and begin a comprehensive planning process.
Maximize Your Social Security Benefits: Separating Fact From Fiction
Social Security is complex government program that requires knowledge about a myriad of options, timing, taxes, and work requirements. Download our guide to learn more about common facts and misconceptions essential to making the best decision for your situation.
“It is awesome when you can change someone’s life.”
— Zar Razack, Retirement Coach
We believe in the power of positive change. Our team is dedicated to transforming lives through comprehensive financial planning. We focus on creating personalized strategies that not only meet, but exceed our clients' expectations—helping to ensure they can live out a fulfilling and successful retirement.
Imagine stepping into your retirement years with confidence, surrounded by the joys of life you've worked hard for. At Purpose Driven Financial Services, we don't just plan for your financial future; we craft the roadmap to your dreams.
Find Your Path to a
Purposeful Retirement
At Purpose Driven Financial Services, our "P.A.T.H." planning process is designed to help guide you towards your financial goals with clarity and purpose. This approach reflects our commitment to providing tailored, high-quality financial solutions.
P – Profile Your Financial Situation.
A – Articulate Your Goals.
T – Tailor Strategies.
H – Help You Implement.
Financial Guidance for Federal Employees
We offer personalized strategies that acknowledge the specific challenges and opportunities faced by government employees. Whether you're planning for retirement, assessing your benefits, or looking to leave a legacy, our mission is to empower you with the knowledge and tools you need to make informed decisions.
*We are not affiliated with any government agency.
At Purpose Driven Financial, we recognize the unique financial landscapes navigated by our nation's federal employees. From understanding your FERS or CSRS defined benefit pension to maximizing your TSP and navigating post-retirement benefits, our expertise is at your service.
Attend an Upcoming Informational Event
You already know that we exist to inform and serve others. We accomplish both of those missions by offering engaging events designed to keep you up to date on important topics and prepare you for future opportunities.
MAY 2 OR MAY 6
Retire for L.I.F.E. Seminar
6:00 pm | Charles Mack Citizen Center
215 N Main Street
Mooresville, NC 28115
Plan For a Retirement You Can Enjoy
Ready to optimize your finances? Let's have a casual conversation about how we can help you retire with purpose.
No hassles, just straightforward guidance.
Ready to talk? (888) 675-7670 or zar@pdfs.life
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. AR License #709175. 00020218 | 15768-032224
Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.